Accidental damage by tenants within a property is to be expected, with minor issues such as paint peeling, stains and cracked walls all commonplace as a result of wear and tear. What a landlord should not expect however is large-scale damage which has been caused on purpose with ill intent, otherwise known as malicious property damage. Though not always identifiable immediately, malicious property damage can entail anything from graffiti and prominent markings on your property, to smashed windows and irreparable furniture. If you have any doubts about whether your circumstances would be identified as malicious damage, All Property Claims are here to help. We can assess your claim, deal with insurers and organise repairs, making your life easier.
Keep reading to discover some of the most prominent signs that you have fallen victim to malicious damage, and how to pursue a property damage claim..
Malicious Damage Explained
Often occurring as the result of a disgruntled tenant, malicious property damage is broadly defined as the intentional destruction or defacement of property. In the event that your property suffers malicious damage, immediately notify police and request a crime reference number. You should also take photographs of the scene. You may believe that something is too minor to constitute malicious damage, but it is always worth enquiring about.
The Repercussions
The repercussions of malicious damage can be far-reaching, impacting your role as a landlord in the short and long-term. While you may be unable to offer your property to tenants as it is being repaired, this can affect your finances, and the severity of the damage may even put you off being a landlord altogether. Though the process of dealing with insurance companies and organising repair work can be a frustrating one, All Property Claims are here to make the situation as comfortable as possible.
Making A Claim
Insurers will want to know all about the damage sustained so that they can decide your entitlement, but for serious property issues, we can handle your insurance claims if you need permanent repairs. We understand the impact that malicious damage can have on your life, causing unnecessary stress and eating up valuable time. Our professional and experienced team will assess your circumstances in a timely manner, and with less than 0.5% of claims we present being refused by insurers, you’re in the right hands.
Specialising in property insurance claims from beginning to end, All Property Claims provide a hassle-free service to get your insurance claim agreed upon. And best of all, if we carry out all building and drying work at your property, the service is completely free! We are able to settle claims directly with insurers as we operate under the regulation and authorisation of the FCA. Contact us today for more information on the tailored damage claim service we provide to customers in London and surrounding areas.